City vs city
Beaver Dam Lake vs Carmel, NY
Carmel currently scores 5 points higher overall than Beaver Dam Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Beaver Dam Lake: 30/100 · Carmel: 35/100
Carmel is 5 points higher.
Flood
Beaver Dam Lake: 32/100 · Carmel: 41/100
Carmel is 9 points higher.
Beaver Dam Lake: FEMA NFHL flood zones: 4 features intersect this tile.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Beaver Dam Lake: 21/100 · Carmel: 22/100
Carmel is 1 points higher.
Beaver Dam Lake: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Beaver Dam Lake: 25/100 · Carmel: 20/100
Beaver Dam Lake is 5 points higher.
Beaver Dam Lake: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Beaver Dam Lake: 15/100 · Carmel: 31/100
Carmel is 16 points higher.
Beaver Dam Lake: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Beaver Dam Lake: 11/100 · Carmel: 30/100
Carmel is 19 points higher.
Beaver Dam Lake: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Beaver Dam Lake: Unavailable · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Beaver Dam Lake: Storm surge model is not available for this location yet.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Beaver Dam Lake: 77/100 · Carmel: 72/100
Beaver Dam Lake is 5 points higher.
Beaver Dam Lake: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Beaver Dam Lake: 31/100 · Carmel: 29/100
Beaver Dam Lake is 2 points higher.
Beaver Dam Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.