City vs city
Bay Park vs Carmel, NY
Bay Park currently scores 12 points higher overall than Carmel, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Park: 47/100 · Carmel: 35/100
Bay Park is 12 points higher.
Flood
Bay Park: 78/100 · Carmel: 41/100
Bay Park is 37 points higher.
Bay Park: FEMA NFHL flood zones: 15 features intersect this tile.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Bay Park: 28/100 · Carmel: 22/100
Bay Park is 6 points higher.
Bay Park: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Park: 16/100 · Carmel: 20/100
Carmel is 4 points higher.
Bay Park: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Park: 15/100 · Carmel: 31/100
Carmel is 16 points higher.
Bay Park: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Park: 15/100 · Carmel: 30/100
Carmel is 15 points higher.
Bay Park: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Park: 99/100 · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Bay Park: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Bay Park: 76/100 · Carmel: 72/100
Bay Park is 4 points higher.
Bay Park: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Park: 47/100 · Carmel: 29/100
Bay Park is 18 points higher.
Bay Park: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.