City vs city
Baxter Estates vs Carmel, NY
Baxter Estates currently scores 7 points higher overall than Carmel, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Baxter Estates: 42/100 · Carmel: 35/100
Baxter Estates is 7 points higher.
Flood
Baxter Estates: 36/100 · Carmel: 41/100
Carmel is 5 points higher.
Baxter Estates: FEMA NFHL flood zones: 5 features intersect this tile.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Baxter Estates: 26/100 · Carmel: 22/100
Baxter Estates is 4 points higher.
Baxter Estates: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Baxter Estates: 18/100 · Carmel: 20/100
Carmel is 2 points higher.
Baxter Estates: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Baxter Estates: 8/100 · Carmel: 31/100
Carmel is 23 points higher.
Baxter Estates: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Baxter Estates: 31/100 · Carmel: 30/100
Baxter Estates is 1 points higher.
Baxter Estates: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Baxter Estates: 99/100 · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Baxter Estates: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Baxter Estates: 77/100 · Carmel: 72/100
Baxter Estates is 5 points higher.
Baxter Estates: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Baxter Estates: 40/100 · Carmel: 29/100
Baxter Estates is 11 points higher.
Baxter Estates: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.