City vs city
Baldwin vs Carmel, NY
Baldwin currently scores 12 points higher overall than Carmel, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Baldwin: 47/100 · Carmel: 35/100
Baldwin is 12 points higher.
Flood
Baldwin: 78/100 · Carmel: 41/100
Baldwin is 37 points higher.
Baldwin: FEMA NFHL flood zones: 15 features intersect this tile.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Baldwin: 28/100 · Carmel: 22/100
Baldwin is 6 points higher.
Baldwin: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Baldwin: 16/100 · Carmel: 20/100
Carmel is 4 points higher.
Baldwin: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Baldwin: 15/100 · Carmel: 31/100
Carmel is 16 points higher.
Baldwin: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Baldwin: 15/100 · Carmel: 30/100
Carmel is 15 points higher.
Baldwin: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Baldwin: 99/100 · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Baldwin: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Baldwin: 76/100 · Carmel: 72/100
Baldwin is 4 points higher.
Baldwin: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Baldwin: 47/100 · Carmel: 29/100
Baldwin is 18 points higher.
Baldwin: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.