City vs city
Atlantic Beach vs Carmel, NY
Carmel currently scores 6 points higher overall than Atlantic Beach, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Atlantic Beach: 29/100 · Carmel: 35/100
Carmel is 6 points higher.
Flood
Atlantic Beach: 0/100 · Carmel: 41/100
Carmel is 41 points higher.
Atlantic Beach: FEMA NFHL flood zones: 7 features intersect this tile.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Atlantic Beach: 27/100 · Carmel: 22/100
Atlantic Beach is 5 points higher.
Atlantic Beach: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Atlantic Beach: 17/100 · Carmel: 20/100
Carmel is 3 points higher.
Atlantic Beach: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Atlantic Beach: 0/100 · Carmel: 31/100
Carmel is 31 points higher.
Atlantic Beach: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Atlantic Beach: 6/100 · Carmel: 30/100
Carmel is 24 points higher.
Atlantic Beach: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Atlantic Beach: 99/100 · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Atlantic Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Atlantic Beach: 10/100 · Carmel: 72/100
Carmel is 62 points higher.
Atlantic Beach: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Atlantic Beach: 45/100 · Carmel: 29/100
Atlantic Beach is 16 points higher.
Atlantic Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.