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City vs city
Albany vs Carmel, NY
Albany currently scores 16 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Albany: 50/100 · Carmel: 34/100
Albany is 16 points higher.
Flood
Albany: 69/100 · Carmel: 41/100
Albany is 28 points higher.
Wind
Albany: 18/100 · Carmel: 22/100
Carmel is 4 points higher.
Lightning
Albany: 23/100 · Carmel: 20/100
Albany is 3 points higher.
Tornado
Albany: 0/100 · Carmel: 32/100
Carmel is 32 points higher.
Hail
Albany: 100/100 · Carmel: 31/100
Albany is 69 points higher.
Storm surge
Albany: 0/100 · Carmel: 0/100
No gap.