City vs city
Happy Valley vs Loving, NM
Happy Valley currently scores 7 points higher overall than Loving, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Happy Valley: 47/100 · Loving: 40/100
Happy Valley is 7 points higher.
Flood
Happy Valley: 92/100 · Loving: 79/100
Happy Valley is 13 points higher.
Happy Valley: FEMA NFHL flood zones: 10 features intersect this tile.
Loving: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Happy Valley: 14/100 · Loving: 14/100
No gap.
Happy Valley: Wind exposure derived from ingested design wind / climatology tiles.
Loving: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Happy Valley: 27/100 · Loving: 27/100
No gap.
Happy Valley: Lightning exposure derived from ingested climatology tiles.
Loving: Lightning exposure derived from ingested climatology tiles.
Tornado
Happy Valley: 23/100 · Loving: 8/100
Happy Valley is 15 points higher.
Happy Valley: Tornado risk derived from NOAA SPC historical reports.
Loving: Tornado risk derived from NOAA SPC historical reports.
Hail
Happy Valley: 100/100 · Loving: 81/100
Happy Valley is 19 points higher.
Happy Valley: Hail risk derived from NOAA SPC historical reports.
Loving: Hail risk derived from NOAA SPC historical reports.
Storm surge
Happy Valley: Unavailable · Loving: Unavailable
A score difference cannot be calculated without both sources.
Happy Valley: Storm surge model is not available for this location yet.
Loving: Storm surge model is not available for this location yet.
Wildfire
Happy Valley: 54/100 · Loving: 51/100
Happy Valley is 3 points higher.
Happy Valley: Wildfire exposure derived from ingested fire potential tiles.
Loving: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Happy Valley: 19/100 · Loving: 19/100
No gap.
Happy Valley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Loving: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.