City vs city
Totowa vs Upper Montclair, NJ
Totowa currently scores 1 points higher overall than Upper Montclair, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Totowa: 31/100 · Upper Montclair: 30/100
Totowa is 1 points higher.
Flood
Totowa: 0/100 · Upper Montclair: 0/100
No gap.
Totowa: FEMA NFHL flood zones: 0 features intersect this tile.
Upper Montclair: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Totowa: 22/100 · Upper Montclair: 22/100
No gap.
Totowa: Wind exposure derived from ingested design wind / climatology tiles.
Upper Montclair: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Totowa: 21/100 · Upper Montclair: 20/100
Totowa is 1 points higher.
Totowa: Lightning exposure derived from ingested climatology tiles.
Upper Montclair: Lightning exposure derived from ingested climatology tiles.
Tornado
Totowa: 0/100 · Upper Montclair: 8/100
Upper Montclair is 8 points higher.
Totowa: Tornado risk derived from NOAA SPC historical reports.
Upper Montclair: Tornado risk derived from NOAA SPC historical reports.
Hail
Totowa: 29/100 · Upper Montclair: 46/100
Upper Montclair is 17 points higher.
Totowa: Hail risk derived from NOAA SPC historical reports.
Upper Montclair: Hail risk derived from NOAA SPC historical reports.
Storm surge
Totowa: Unavailable · Upper Montclair: Unavailable
A score difference cannot be calculated without both sources.
Totowa: Storm surge model is not available for this location yet.
Upper Montclair: Storm surge model is not available for this location yet.
Wildfire
Totowa: 79/100 · Upper Montclair: 78/100
Totowa is 1 points higher.
Totowa: Wildfire exposure derived from ingested fire potential tiles.
Upper Montclair: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Totowa: 35/100 · Upper Montclair: 35/100
No gap.
Totowa: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Upper Montclair: Air quality signal derived from the latest EPA AirNow combined AQI grid.