City vs city
Surf City vs Smithville, NJ
Smithville currently scores 18 points higher overall than Surf City, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Surf City: 27/100 · Smithville: 45/100
Smithville is 18 points higher.
Flood
Surf City: 24/100 · Smithville: 68/100
Smithville is 44 points higher.
Wind
Surf City: 34/100 · Smithville: 31/100
Surf City is 3 points higher.
Lightning
Surf City: 16/100 · Smithville: 17/100
Smithville is 1 points higher.
Tornado
Surf City: 8/100 · Smithville: 0/100
Surf City is 8 points higher.
Hail
Surf City: 6/100 · Smithville: 20/100
Smithville is 14 points higher.
Storm surge
Surf City: 96/100 · Smithville: 98/100
Smithville is 2 points higher.