City vs city
Saddle Brook vs Stone Harbor, NJ
Saddle Brook currently scores 3 points higher overall than Stone Harbor, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Saddle Brook: 37/100 · Stone Harbor: 34/100
Saddle Brook is 3 points higher.
Flood
Saddle Brook: 0/100 · Stone Harbor: 69/100
Stone Harbor is 69 points higher.
Saddle Brook: FEMA NFHL flood zones: 0 features intersect this tile.
Stone Harbor: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Saddle Brook: 23/100 · Stone Harbor: 31/100
Stone Harbor is 8 points higher.
Saddle Brook: Wind exposure derived from ingested design wind / climatology tiles.
Stone Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Saddle Brook: 20/100 · Stone Harbor: 17/100
Saddle Brook is 3 points higher.
Saddle Brook: Lightning exposure derived from ingested climatology tiles.
Stone Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Saddle Brook: 12/100 · Stone Harbor: 8/100
Saddle Brook is 4 points higher.
Saddle Brook: Tornado risk derived from NOAA SPC historical reports.
Stone Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Saddle Brook: 30/100 · Stone Harbor: 2/100
Saddle Brook is 28 points higher.
Saddle Brook: Hail risk derived from NOAA SPC historical reports.
Stone Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Saddle Brook: 99/100 · Stone Harbor: 98/100
Saddle Brook is 1 points higher.
Saddle Brook: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Stone Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Saddle Brook: 83/100 · Stone Harbor: 12/100
Saddle Brook is 71 points higher.
Saddle Brook: Wildfire exposure derived from ingested fire potential tiles.
Stone Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Saddle Brook: 32/100 · Stone Harbor: 32/100
No gap.
Saddle Brook: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Stone Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.