City vs city
Saddle Brook vs Spotswood, NJ
Saddle Brook currently scores 7 points higher overall than Spotswood, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Saddle Brook: 37/100 · Spotswood: 30/100
Saddle Brook is 7 points higher.
Flood
Saddle Brook: 0/100 · Spotswood: 24/100
Spotswood is 24 points higher.
Saddle Brook: FEMA NFHL flood zones: 0 features intersect this tile.
Spotswood: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Saddle Brook: 23/100 · Spotswood: 23/100
No gap.
Saddle Brook: Wind exposure derived from ingested design wind / climatology tiles.
Spotswood: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Saddle Brook: 20/100 · Spotswood: 19/100
Saddle Brook is 1 points higher.
Saddle Brook: Lightning exposure derived from ingested climatology tiles.
Spotswood: Lightning exposure derived from ingested climatology tiles.
Tornado
Saddle Brook: 12/100 · Spotswood: 15/100
Spotswood is 3 points higher.
Saddle Brook: Tornado risk derived from NOAA SPC historical reports.
Spotswood: Tornado risk derived from NOAA SPC historical reports.
Hail
Saddle Brook: 30/100 · Spotswood: 20/100
Saddle Brook is 10 points higher.
Saddle Brook: Hail risk derived from NOAA SPC historical reports.
Spotswood: Hail risk derived from NOAA SPC historical reports.
Storm surge
Saddle Brook: 99/100 · Spotswood: 30/100
Saddle Brook is 69 points higher.
Saddle Brook: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Spotswood: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Saddle Brook: 83/100 · Spotswood: 78/100
Saddle Brook is 5 points higher.
Saddle Brook: Wildfire exposure derived from ingested fire potential tiles.
Spotswood: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Saddle Brook: 32/100 · Spotswood: 34/100
Spotswood is 2 points higher.
Saddle Brook: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Spotswood: Air quality signal derived from the latest EPA AirNow combined AQI grid.