City vs city

Saddle Brook vs Smithville, NJ

Smithville currently scores 10 points higher overall than Saddle Brook, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Saddle Brook

37/100

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Smithville

47/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Saddle Brook: 37/100 · Smithville: 47/100

Smithville is 10 points higher.

Flood

Saddle Brook: 0/100 · Smithville: 68/100

Smithville is 68 points higher.

Saddle Brook: FEMA NFHL flood zones: 0 features intersect this tile.

Smithville: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Saddle Brook: 23/100 · Smithville: 31/100

Smithville is 8 points higher.

Saddle Brook: Wind exposure derived from ingested design wind / climatology tiles.

Smithville: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Saddle Brook: 20/100 · Smithville: 17/100

Saddle Brook is 3 points higher.

Saddle Brook: Lightning exposure derived from ingested climatology tiles.

Smithville: Lightning exposure derived from ingested climatology tiles.

Tornado

Saddle Brook: 12/100 · Smithville: 0/100

Saddle Brook is 12 points higher.

Saddle Brook: Tornado risk derived from NOAA SPC historical reports.

Smithville: Tornado risk derived from NOAA SPC historical reports.

Hail

Saddle Brook: 30/100 · Smithville: 20/100

Saddle Brook is 10 points higher.

Saddle Brook: Hail risk derived from NOAA SPC historical reports.

Smithville: Hail risk derived from NOAA SPC historical reports.

Storm surge

Saddle Brook: 99/100 · Smithville: 98/100

Saddle Brook is 1 points higher.

Saddle Brook: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Smithville: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Saddle Brook: 83/100 · Smithville: 62/100

Saddle Brook is 21 points higher.

Saddle Brook: Wildfire exposure derived from ingested fire potential tiles.

Smithville: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Saddle Brook: 32/100 · Smithville: 32/100

No gap.

Saddle Brook: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Smithville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.