City vs city
Ocean City vs Stone Harbor, NJ
Ocean City currently scores 6 points higher overall than Stone Harbor, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ocean City: 40/100 · Stone Harbor: 34/100
Ocean City is 6 points higher.
Flood
Ocean City: 56/100 · Stone Harbor: 69/100
Stone Harbor is 13 points higher.
Ocean City: FEMA NFHL flood zones: 16 features intersect this tile.
Stone Harbor: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Ocean City: 30/100 · Stone Harbor: 31/100
Stone Harbor is 1 points higher.
Ocean City: Wind exposure derived from ingested design wind / climatology tiles.
Stone Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ocean City: 18/100 · Stone Harbor: 17/100
Ocean City is 1 points higher.
Ocean City: Lightning exposure derived from ingested climatology tiles.
Stone Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Ocean City: 12/100 · Stone Harbor: 8/100
Ocean City is 4 points higher.
Ocean City: Tornado risk derived from NOAA SPC historical reports.
Stone Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Ocean City: 10/100 · Stone Harbor: 2/100
Ocean City is 8 points higher.
Ocean City: Hail risk derived from NOAA SPC historical reports.
Stone Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ocean City: 98/100 · Stone Harbor: 98/100
No gap.
Ocean City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Stone Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Ocean City: 64/100 · Stone Harbor: 12/100
Ocean City is 52 points higher.
Ocean City: Wildfire exposure derived from ingested fire potential tiles.
Stone Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ocean City: 32/100 · Stone Harbor: 32/100
No gap.
Ocean City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Stone Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.