City vs city
Ocean Acres vs Surf City, NJ
Ocean Acres currently scores 15 points higher overall than Surf City, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ocean Acres: 44/100 · Surf City: 29/100
Ocean Acres is 15 points higher.
Flood
Ocean Acres: 26/100 · Surf City: 24/100
Ocean Acres is 2 points higher.
Ocean Acres: FEMA NFHL flood zones: 12 features intersect this tile.
Surf City: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Ocean Acres: 31/100 · Surf City: 34/100
Surf City is 3 points higher.
Ocean Acres: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ocean Acres: 18/100 · Surf City: 16/100
Ocean Acres is 2 points higher.
Ocean Acres: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Ocean Acres: 0/100 · Surf City: 8/100
Surf City is 8 points higher.
Ocean Acres: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Ocean Acres: 39/100 · Surf City: 6/100
Ocean Acres is 33 points higher.
Ocean Acres: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ocean Acres: 86/100 · Surf City: 96/100
Surf City is 10 points higher.
Ocean Acres: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Ocean Acres: 73/100 · Surf City: 13/100
Ocean Acres is 60 points higher.
Ocean Acres: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ocean Acres: 35/100 · Surf City: 34/100
Ocean Acres is 1 points higher.
Ocean Acres: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surf City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.