City vs city
Oakland vs Pines Lake, NJ
Oakland currently scores 3 points higher overall than Pines Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oakland: 34/100 · Pines Lake: 31/100
Oakland is 3 points higher.
Flood
Oakland: 18/100 · Pines Lake: 0/100
Oakland is 18 points higher.
Oakland: FEMA NFHL flood zones: 12 features intersect this tile.
Pines Lake: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Oakland: 22/100 · Pines Lake: 22/100
No gap.
Oakland: Wind exposure derived from ingested design wind / climatology tiles.
Pines Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oakland: 23/100 · Pines Lake: 21/100
Oakland is 2 points higher.
Oakland: Lightning exposure derived from ingested climatology tiles.
Pines Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Oakland: 8/100 · Pines Lake: 0/100
Oakland is 8 points higher.
Oakland: Tornado risk derived from NOAA SPC historical reports.
Pines Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Oakland: 51/100 · Pines Lake: 29/100
Oakland is 22 points higher.
Oakland: Hail risk derived from NOAA SPC historical reports.
Pines Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oakland: Unavailable · Pines Lake: Unavailable
A score difference cannot be calculated without both sources.
Oakland: Storm surge model is not available for this location yet.
Pines Lake: Storm surge model is not available for this location yet.
Wildfire
Oakland: 80/100 · Pines Lake: 79/100
Oakland is 1 points higher.
Oakland: Wildfire exposure derived from ingested fire potential tiles.
Pines Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Oakland: 35/100 · Pines Lake: 35/100
No gap.
Oakland: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Pines Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.