City vs city

Mystic Island vs Smithville, NJ

Smithville currently scores 6 points higher overall than Mystic Island, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Mystic Island

41/100

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Smithville

47/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Mystic Island: 41/100 · Smithville: 47/100

Smithville is 6 points higher.

Flood

Mystic Island: 66/100 · Smithville: 68/100

Smithville is 2 points higher.

Mystic Island: FEMA NFHL flood zones: 7 features intersect this tile.

Smithville: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Mystic Island: 32/100 · Smithville: 31/100

Mystic Island is 1 points higher.

Mystic Island: Wind exposure derived from ingested design wind / climatology tiles.

Smithville: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Mystic Island: 17/100 · Smithville: 17/100

No gap.

Mystic Island: Lightning exposure derived from ingested climatology tiles.

Smithville: Lightning exposure derived from ingested climatology tiles.

Tornado

Mystic Island: 4/100 · Smithville: 0/100

Mystic Island is 4 points higher.

Mystic Island: Tornado risk derived from NOAA SPC historical reports.

Smithville: Tornado risk derived from NOAA SPC historical reports.

Hail

Mystic Island: 3/100 · Smithville: 20/100

Smithville is 17 points higher.

Mystic Island: Hail risk derived from NOAA SPC historical reports.

Smithville: Hail risk derived from NOAA SPC historical reports.

Storm surge

Mystic Island: 98/100 · Smithville: 98/100

No gap.

Mystic Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Smithville: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Mystic Island: 73/100 · Smithville: 62/100

Mystic Island is 11 points higher.

Mystic Island: Wildfire exposure derived from ingested fire potential tiles.

Smithville: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Mystic Island: 32/100 · Smithville: 32/100

No gap.

Mystic Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Smithville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.