City vs city
Middle Township vs Stone Harbor, NJ
Middle Township currently scores 7 points higher overall than Stone Harbor, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Middle Township: 41/100 · Stone Harbor: 34/100
Middle Township is 7 points higher.
Flood
Middle Township: 45/100 · Stone Harbor: 69/100
Stone Harbor is 24 points higher.
Middle Township: FEMA NFHL flood zones: 19 features intersect this tile.
Stone Harbor: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Middle Township: 29/100 · Stone Harbor: 31/100
Stone Harbor is 2 points higher.
Middle Township: Wind exposure derived from ingested design wind / climatology tiles.
Stone Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Middle Township: 18/100 · Stone Harbor: 17/100
Middle Township is 1 points higher.
Middle Township: Lightning exposure derived from ingested climatology tiles.
Stone Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Middle Township: 0/100 · Stone Harbor: 8/100
Stone Harbor is 8 points higher.
Middle Township: Tornado risk derived from NOAA SPC historical reports.
Stone Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Middle Township: 11/100 · Stone Harbor: 2/100
Middle Township is 9 points higher.
Middle Township: Hail risk derived from NOAA SPC historical reports.
Stone Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Middle Township: 98/100 · Stone Harbor: 98/100
No gap.
Middle Township: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Stone Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Middle Township: 54/100 · Stone Harbor: 12/100
Middle Township is 42 points higher.
Middle Township: Wildfire exposure derived from ingested fire potential tiles.
Stone Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Middle Township: 32/100 · Stone Harbor: 32/100
No gap.
Middle Township: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Stone Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.