City vs city

Middle Township vs Pines Lake, NJ

Middle Township currently scores 10 points higher overall than Pines Lake, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Middle Township

41/100

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Pines Lake

31/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Middle Township: 41/100 · Pines Lake: 31/100

Middle Township is 10 points higher.

Flood

Middle Township: 45/100 · Pines Lake: 0/100

Middle Township is 45 points higher.

Middle Township: FEMA NFHL flood zones: 19 features intersect this tile.

Pines Lake: FEMA NFHL flood zones: 0 features intersect this tile.

Wind

Middle Township: 29/100 · Pines Lake: 22/100

Middle Township is 7 points higher.

Middle Township: Wind exposure derived from ingested design wind / climatology tiles.

Pines Lake: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Middle Township: 18/100 · Pines Lake: 21/100

Pines Lake is 3 points higher.

Middle Township: Lightning exposure derived from ingested climatology tiles.

Pines Lake: Lightning exposure derived from ingested climatology tiles.

Tornado

Middle Township: 0/100 · Pines Lake: 0/100

No gap.

Middle Township: Tornado risk derived from NOAA SPC historical reports.

Pines Lake: Tornado risk derived from NOAA SPC historical reports.

Hail

Middle Township: 11/100 · Pines Lake: 29/100

Pines Lake is 18 points higher.

Middle Township: Hail risk derived from NOAA SPC historical reports.

Pines Lake: Hail risk derived from NOAA SPC historical reports.

Storm surge

Middle Township: 98/100 · Pines Lake: Unavailable

A score difference cannot be calculated without both sources.

Middle Township: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Pines Lake: Storm surge model is not available for this location yet.

Wildfire

Middle Township: 54/100 · Pines Lake: 79/100

Pines Lake is 25 points higher.

Middle Township: Wildfire exposure derived from ingested fire potential tiles.

Pines Lake: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Middle Township: 32/100 · Pines Lake: 35/100

Pines Lake is 3 points higher.

Middle Township: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Pines Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.