City vs city
Hopatcong vs Saddle Brook, NJ
Saddle Brook currently scores 9 points higher overall than Hopatcong, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hopatcong: 28/100 · Saddle Brook: 37/100
Saddle Brook is 9 points higher.
Flood
Hopatcong: 12/100 · Saddle Brook: 0/100
Hopatcong is 12 points higher.
Hopatcong: FEMA NFHL flood zones: 3 features intersect this tile.
Saddle Brook: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Hopatcong: 21/100 · Saddle Brook: 23/100
Saddle Brook is 2 points higher.
Hopatcong: Wind exposure derived from ingested design wind / climatology tiles.
Saddle Brook: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hopatcong: 22/100 · Saddle Brook: 20/100
Hopatcong is 2 points higher.
Hopatcong: Lightning exposure derived from ingested climatology tiles.
Saddle Brook: Lightning exposure derived from ingested climatology tiles.
Tornado
Hopatcong: 8/100 · Saddle Brook: 12/100
Saddle Brook is 4 points higher.
Hopatcong: Tornado risk derived from NOAA SPC historical reports.
Saddle Brook: Tornado risk derived from NOAA SPC historical reports.
Hail
Hopatcong: 25/100 · Saddle Brook: 30/100
Saddle Brook is 5 points higher.
Hopatcong: Hail risk derived from NOAA SPC historical reports.
Saddle Brook: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hopatcong: Unavailable · Saddle Brook: 99/100
A score difference cannot be calculated without both sources.
Hopatcong: Storm surge model is not available for this location yet.
Saddle Brook: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hopatcong: 73/100 · Saddle Brook: 83/100
Saddle Brook is 10 points higher.
Hopatcong: Wildfire exposure derived from ingested fire potential tiles.
Saddle Brook: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hopatcong: 38/100 · Saddle Brook: 32/100
Hopatcong is 6 points higher.
Hopatcong: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Saddle Brook: Air quality signal derived from the latest EPA AirNow combined AQI grid.