City vs city
Highland Lakes vs Oak Ridge, NJ
Oak Ridge currently scores 5 points higher overall than Highland Lakes, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Highland Lakes: 27/100 · Oak Ridge: 32/100
Oak Ridge is 5 points higher.
Flood
Highland Lakes: 0/100 · Oak Ridge: 14/100
Oak Ridge is 14 points higher.
Highland Lakes: FEMA NFHL flood zones: 0 features intersect this tile.
Oak Ridge: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Highland Lakes: 21/100 · Oak Ridge: 21/100
No gap.
Highland Lakes: Wind exposure derived from ingested design wind / climatology tiles.
Oak Ridge: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Highland Lakes: 24/100 · Oak Ridge: 23/100
Highland Lakes is 1 points higher.
Highland Lakes: Lightning exposure derived from ingested climatology tiles.
Oak Ridge: Lightning exposure derived from ingested climatology tiles.
Tornado
Highland Lakes: 0/100 · Oak Ridge: 0/100
No gap.
Highland Lakes: Tornado risk derived from NOAA SPC historical reports.
Oak Ridge: Tornado risk derived from NOAA SPC historical reports.
Hail
Highland Lakes: 7/100 · Oak Ridge: 22/100
Oak Ridge is 15 points higher.
Highland Lakes: Hail risk derived from NOAA SPC historical reports.
Oak Ridge: Hail risk derived from NOAA SPC historical reports.
Storm surge
Highland Lakes: Unavailable · Oak Ridge: Unavailable
A score difference cannot be calculated without both sources.
Highland Lakes: Storm surge model is not available for this location yet.
Oak Ridge: Storm surge model is not available for this location yet.
Wildfire
Highland Lakes: 76/100 · Oak Ridge: 76/100
No gap.
Highland Lakes: Wildfire exposure derived from ingested fire potential tiles.
Oak Ridge: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Highland Lakes: 34/100 · Oak Ridge: 35/100
Oak Ridge is 1 points higher.
Highland Lakes: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Oak Ridge: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.