City vs city
Garfield vs Saddle Brook, NJ
Saddle Brook currently scores 5 points higher overall than Garfield, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Garfield: 32/100 · Saddle Brook: 37/100
Saddle Brook is 5 points higher.
Flood
Garfield: 0/100 · Saddle Brook: 0/100
No gap.
Garfield: FEMA NFHL flood zones: 0 features intersect this tile.
Saddle Brook: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Garfield: 22/100 · Saddle Brook: 23/100
Saddle Brook is 1 points higher.
Garfield: Wind exposure derived from ingested design wind / climatology tiles.
Saddle Brook: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Garfield: 20/100 · Saddle Brook: 20/100
No gap.
Garfield: Lightning exposure derived from ingested climatology tiles.
Saddle Brook: Lightning exposure derived from ingested climatology tiles.
Tornado
Garfield: 15/100 · Saddle Brook: 12/100
Garfield is 3 points higher.
Garfield: Tornado risk derived from NOAA SPC historical reports.
Saddle Brook: Tornado risk derived from NOAA SPC historical reports.
Hail
Garfield: 46/100 · Saddle Brook: 30/100
Garfield is 16 points higher.
Garfield: Hail risk derived from NOAA SPC historical reports.
Saddle Brook: Hail risk derived from NOAA SPC historical reports.
Storm surge
Garfield: Unavailable · Saddle Brook: 99/100
A score difference cannot be calculated without both sources.
Garfield: Storm surge model is not available for this location yet.
Saddle Brook: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Garfield: 85/100 · Saddle Brook: 83/100
Garfield is 2 points higher.
Garfield: Wildfire exposure derived from ingested fire potential tiles.
Saddle Brook: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Garfield: 35/100 · Saddle Brook: 32/100
Garfield is 3 points higher.
Garfield: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Saddle Brook: Air quality signal derived from the latest EPA AirNow combined AQI grid.