City vs city
Erma vs Villas, NJ
Erma currently scores 5 points higher overall than Villas, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Erma: 38/100 · Villas: 33/100
Erma is 5 points higher.
Flood
Erma: 69/100 · Villas: 45/100
Erma is 24 points higher.
Erma: FEMA NFHL flood zones: 7 features intersect this tile.
Villas: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Erma: 30/100 · Villas: 27/100
Erma is 3 points higher.
Erma: Wind exposure derived from ingested design wind / climatology tiles.
Villas: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Erma: 17/100 · Villas: 18/100
Villas is 1 points higher.
Erma: Lightning exposure derived from ingested climatology tiles.
Villas: Lightning exposure derived from ingested climatology tiles.
Tornado
Erma: 0/100 · Villas: 0/100
No gap.
Erma: Tornado risk derived from NOAA SPC historical reports.
Villas: Tornado risk derived from NOAA SPC historical reports.
Hail
Erma: 12/100 · Villas: 3/100
Erma is 9 points higher.
Erma: Hail risk derived from NOAA SPC historical reports.
Villas: Hail risk derived from NOAA SPC historical reports.
Storm surge
Erma: 98/100 · Villas: 96/100
Erma is 2 points higher.
Erma: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Villas: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Erma: 7/100 · Villas: 8/100
Villas is 1 points higher.
Erma: Wildfire exposure derived from ingested fire potential tiles.
Villas: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Erma: 33/100 · Villas: 33/100
No gap.
Erma: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Villas: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.