City vs city
Erma vs Ocean City, NJ
Ocean City currently scores 2 points higher overall than Erma, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Erma: 38/100 · Ocean City: 40/100
Ocean City is 2 points higher.
Flood
Erma: 69/100 · Ocean City: 56/100
Erma is 13 points higher.
Erma: FEMA NFHL flood zones: 7 features intersect this tile.
Ocean City: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Erma: 30/100 · Ocean City: 30/100
No gap.
Erma: Wind exposure derived from ingested design wind / climatology tiles.
Ocean City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Erma: 17/100 · Ocean City: 18/100
Ocean City is 1 points higher.
Erma: Lightning exposure derived from ingested climatology tiles.
Ocean City: Lightning exposure derived from ingested climatology tiles.
Tornado
Erma: 0/100 · Ocean City: 12/100
Ocean City is 12 points higher.
Erma: Tornado risk derived from NOAA SPC historical reports.
Ocean City: Tornado risk derived from NOAA SPC historical reports.
Hail
Erma: 12/100 · Ocean City: 10/100
Erma is 2 points higher.
Erma: Hail risk derived from NOAA SPC historical reports.
Ocean City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Erma: 98/100 · Ocean City: 98/100
No gap.
Erma: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ocean City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Erma: 7/100 · Ocean City: 64/100
Ocean City is 57 points higher.
Erma: Wildfire exposure derived from ingested fire potential tiles.
Ocean City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Erma: 33/100 · Ocean City: 32/100
Erma is 1 points higher.
Erma: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ocean City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.