City vs city
Dividing Creek vs Villas, NJ
Dividing Creek currently scores 5 points higher overall than Villas, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Dividing Creek: 38/100 · Villas: 33/100
Dividing Creek is 5 points higher.
Flood
Dividing Creek: 69/100 · Villas: 45/100
Dividing Creek is 24 points higher.
Dividing Creek: FEMA NFHL flood zones: 14 features intersect this tile.
Villas: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Dividing Creek: 24/100 · Villas: 27/100
Villas is 3 points higher.
Dividing Creek: Wind exposure derived from ingested design wind / climatology tiles.
Villas: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Dividing Creek: 22/100 · Villas: 18/100
Dividing Creek is 4 points higher.
Dividing Creek: Lightning exposure derived from ingested climatology tiles.
Villas: Lightning exposure derived from ingested climatology tiles.
Tornado
Dividing Creek: 0/100 · Villas: 0/100
No gap.
Dividing Creek: Tornado risk derived from NOAA SPC historical reports.
Villas: Tornado risk derived from NOAA SPC historical reports.
Hail
Dividing Creek: 12/100 · Villas: 3/100
Dividing Creek is 9 points higher.
Dividing Creek: Hail risk derived from NOAA SPC historical reports.
Villas: Hail risk derived from NOAA SPC historical reports.
Storm surge
Dividing Creek: 97/100 · Villas: 96/100
Dividing Creek is 1 points higher.
Dividing Creek: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Villas: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Dividing Creek: 11/100 · Villas: 8/100
Dividing Creek is 3 points higher.
Dividing Creek: Wildfire exposure derived from ingested fire potential tiles.
Villas: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Dividing Creek: 32/100 · Villas: 33/100
Villas is 1 points higher.
Dividing Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Villas: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.