City vs city
Budd Lake vs Saddle Brook, NJ
Saddle Brook currently scores 10 points higher overall than Budd Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Budd Lake: 27/100 · Saddle Brook: 37/100
Saddle Brook is 10 points higher.
Flood
Budd Lake: 0/100 · Saddle Brook: 0/100
No gap.
Budd Lake: FEMA NFHL flood zones: 1 features intersect this tile.
Saddle Brook: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Budd Lake: 21/100 · Saddle Brook: 23/100
Saddle Brook is 2 points higher.
Budd Lake: Wind exposure derived from ingested design wind / climatology tiles.
Saddle Brook: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Budd Lake: 21/100 · Saddle Brook: 20/100
Budd Lake is 1 points higher.
Budd Lake: Lightning exposure derived from ingested climatology tiles.
Saddle Brook: Lightning exposure derived from ingested climatology tiles.
Tornado
Budd Lake: 27/100 · Saddle Brook: 12/100
Budd Lake is 15 points higher.
Budd Lake: Tornado risk derived from NOAA SPC historical reports.
Saddle Brook: Tornado risk derived from NOAA SPC historical reports.
Hail
Budd Lake: 10/100 · Saddle Brook: 30/100
Saddle Brook is 20 points higher.
Budd Lake: Hail risk derived from NOAA SPC historical reports.
Saddle Brook: Hail risk derived from NOAA SPC historical reports.
Storm surge
Budd Lake: Unavailable · Saddle Brook: 99/100
A score difference cannot be calculated without both sources.
Budd Lake: Storm surge model is not available for this location yet.
Saddle Brook: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Budd Lake: 73/100 · Saddle Brook: 83/100
Saddle Brook is 10 points higher.
Budd Lake: Wildfire exposure derived from ingested fire potential tiles.
Saddle Brook: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Budd Lake: 38/100 · Saddle Brook: 32/100
Budd Lake is 6 points higher.
Budd Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Saddle Brook: Air quality signal derived from the latest EPA AirNow combined AQI grid.