City vs city
Beachwood vs Surf City, NJ
Beachwood currently scores 3 points higher overall than Surf City, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Beachwood: 32/100 · Surf City: 29/100
Beachwood is 3 points higher.
Flood
Beachwood: 23/100 · Surf City: 24/100
Surf City is 1 points higher.
Beachwood: FEMA NFHL flood zones: 8 features intersect this tile.
Surf City: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Beachwood: 27/100 · Surf City: 34/100
Surf City is 7 points higher.
Beachwood: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Beachwood: 18/100 · Surf City: 16/100
Beachwood is 2 points higher.
Beachwood: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Beachwood: 0/100 · Surf City: 8/100
Surf City is 8 points higher.
Beachwood: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Beachwood: 6/100 · Surf City: 6/100
No gap.
Beachwood: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Beachwood: 0/100 · Surf City: 96/100
Surf City is 96 points higher.
Beachwood: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Beachwood: 77/100 · Surf City: 13/100
Beachwood is 64 points higher.
Beachwood: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Beachwood: 40/100 · Surf City: 34/100
Beachwood is 6 points higher.
Beachwood: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surf City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.