City vs city
Barnegat vs Upper Saddle River, NJ
Barnegat currently scores 9 points higher overall than Upper Saddle River, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Barnegat: 44/100 · Upper Saddle River: 35/100
Barnegat is 9 points higher.
Flood
Barnegat: 26/100 · Upper Saddle River: 11/100
Barnegat is 15 points higher.
Barnegat: FEMA NFHL flood zones: 12 features intersect this tile.
Upper Saddle River: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Barnegat: 31/100 · Upper Saddle River: 22/100
Barnegat is 9 points higher.
Barnegat: Wind exposure derived from ingested design wind / climatology tiles.
Upper Saddle River: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Barnegat: 18/100 · Upper Saddle River: 22/100
Upper Saddle River is 4 points higher.
Barnegat: Lightning exposure derived from ingested climatology tiles.
Upper Saddle River: Lightning exposure derived from ingested climatology tiles.
Tornado
Barnegat: 0/100 · Upper Saddle River: 15/100
Upper Saddle River is 15 points higher.
Barnegat: Tornado risk derived from NOAA SPC historical reports.
Upper Saddle River: Tornado risk derived from NOAA SPC historical reports.
Hail
Barnegat: 39/100 · Upper Saddle River: 78/100
Upper Saddle River is 39 points higher.
Barnegat: Hail risk derived from NOAA SPC historical reports.
Upper Saddle River: Hail risk derived from NOAA SPC historical reports.
Storm surge
Barnegat: 86/100 · Upper Saddle River: Unavailable
A score difference cannot be calculated without both sources.
Barnegat: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Upper Saddle River: Storm surge model is not available for this location yet.
Wildfire
Barnegat: 73/100 · Upper Saddle River: 67/100
Barnegat is 6 points higher.
Barnegat: Wildfire exposure derived from ingested fire potential tiles.
Upper Saddle River: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Barnegat: 35/100 · Upper Saddle River: 32/100
Barnegat is 3 points higher.
Barnegat: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Upper Saddle River: Air quality signal derived from the latest EPA AirNow combined AQI grid.