← Back to Spencer snapshotCity comparison page
City vs city
Spencer vs O'Neill, NE
O'Neill currently scores 5 points higher overall than Spencer, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spencer: 32/100 · O'Neill: 37/100
O'Neill is 5 points higher.
Flood
Spencer: 0/100 · O'Neill: 0/100
No gap.
Wind
Spencer: 21/100 · O'Neill: 21/100
No gap.
Lightning
Spencer: 32/100 · O'Neill: 35/100
O'Neill is 3 points higher.
Tornado
Spencer: 36/100 · O'Neill: 32/100
Spencer is 4 points higher.
Hail
Spencer: 61/100 · O'Neill: 100/100
O'Neill is 39 points higher.
Storm surge
Spencer: 0/100 · O'Neill: 0/100
No gap.