Direct answer
Is Phillips, NE safe from lightning?
Phillips has moderate lightning exposure (46/100). It is not extreme, but damaging events can still occur.
City score
46/100
Level: moderate
P85-based state reference
52/100
Same hazard across NE.
Comparison
Phillips is close to the state reference for this hazard (46 vs 52).
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer uses stored long-term hazard scores and the statewide reference. It does not describe current conditions. Open the separate live page for available weather and alert signals, and follow official watches, warnings, and emergency guidance.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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