City vs city
Culbertson vs Norfolk, NE
Culbertson currently scores 6 points higher overall than Norfolk, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Culbertson: 49/100 · Norfolk: 43/100
Culbertson is 6 points higher.
Flood
Culbertson: 47/100 · Norfolk: 50/100
Norfolk is 3 points higher.
Culbertson: FEMA NFHL flood zones: 5 features intersect this tile.
Norfolk: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Culbertson: 19/100 · Norfolk: 20/100
Norfolk is 1 points higher.
Culbertson: Wind exposure derived from ingested design wind / climatology tiles.
Norfolk: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Culbertson: 59/100 · Norfolk: 30/100
Culbertson is 29 points higher.
Culbertson: Lightning exposure derived from ingested climatology tiles.
Norfolk: Lightning exposure derived from ingested climatology tiles.
Tornado
Culbertson: 31/100 · Norfolk: 19/100
Culbertson is 12 points higher.
Culbertson: Tornado risk derived from NOAA SPC historical reports.
Norfolk: Tornado risk derived from NOAA SPC historical reports.
Hail
Culbertson: 100/100 · Norfolk: 100/100
No gap.
Culbertson: Hail risk derived from NOAA SPC historical reports.
Norfolk: Hail risk derived from NOAA SPC historical reports.
Storm surge
Culbertson: Unavailable · Norfolk: Unavailable
A score difference cannot be calculated without both sources.
Culbertson: Storm surge model is not available for this location yet.
Norfolk: Storm surge model is not available for this location yet.
Wildfire
Culbertson: 35/100 · Norfolk: 56/100
Norfolk is 21 points higher.
Culbertson: Wildfire exposure derived from ingested fire potential tiles.
Norfolk: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Culbertson: Unavailable · Norfolk: 23/100
A score difference cannot be calculated without both sources.
Culbertson: Air quality model is not available for this location yet.
Norfolk: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.