City vs city
Bertrand vs Elm Creek, NE
Elm Creek currently scores 4 points higher overall than Bertrand, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bertrand: 51/100 · Elm Creek: 55/100
Elm Creek is 4 points higher.
Flood
Bertrand: 49/100 · Elm Creek: 38/100
Bertrand is 11 points higher.
Bertrand: FEMA NFHL flood zones: 5 features intersect this tile.
Elm Creek: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Bertrand: 19/100 · Elm Creek: 19/100
No gap.
Bertrand: Wind exposure derived from ingested design wind / climatology tiles.
Elm Creek: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bertrand: 47/100 · Elm Creek: 42/100
Bertrand is 5 points higher.
Bertrand: Lightning exposure derived from ingested climatology tiles.
Elm Creek: Lightning exposure derived from ingested climatology tiles.
Tornado
Bertrand: 50/100 · Elm Creek: 77/100
Elm Creek is 27 points higher.
Bertrand: Tornado risk derived from NOAA SPC historical reports.
Elm Creek: Tornado risk derived from NOAA SPC historical reports.
Hail
Bertrand: 100/100 · Elm Creek: 100/100
No gap.
Bertrand: Hail risk derived from NOAA SPC historical reports.
Elm Creek: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bertrand: Unavailable · Elm Creek: Unavailable
A score difference cannot be calculated without both sources.
Bertrand: Storm surge model is not available for this location yet.
Elm Creek: Storm surge model is not available for this location yet.
Wildfire
Bertrand: 41/100 · Elm Creek: 54/100
Elm Creek is 13 points higher.
Bertrand: Wildfire exposure derived from ingested fire potential tiles.
Elm Creek: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bertrand: Unavailable · Elm Creek: Unavailable
A score difference cannot be calculated without both sources.
Bertrand: Air quality model is not available for this location yet.
Elm Creek: Air quality model is not available for this location yet.