City vs city
Bertrand vs Cozad, NE
Bertrand currently scores 7 points higher overall than Cozad, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bertrand: 51/100 · Cozad: 44/100
Bertrand is 7 points higher.
Flood
Bertrand: 49/100 · Cozad: 55/100
Cozad is 6 points higher.
Bertrand: FEMA NFHL flood zones: 5 features intersect this tile.
Cozad: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Bertrand: 19/100 · Cozad: 19/100
No gap.
Bertrand: Wind exposure derived from ingested design wind / climatology tiles.
Cozad: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bertrand: 47/100 · Cozad: 53/100
Cozad is 6 points higher.
Bertrand: Lightning exposure derived from ingested climatology tiles.
Cozad: Lightning exposure derived from ingested climatology tiles.
Tornado
Bertrand: 50/100 · Cozad: 12/100
Bertrand is 38 points higher.
Bertrand: Tornado risk derived from NOAA SPC historical reports.
Cozad: Tornado risk derived from NOAA SPC historical reports.
Hail
Bertrand: 100/100 · Cozad: 100/100
No gap.
Bertrand: Hail risk derived from NOAA SPC historical reports.
Cozad: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bertrand: Unavailable · Cozad: Unavailable
A score difference cannot be calculated without both sources.
Bertrand: Storm surge model is not available for this location yet.
Cozad: Storm surge model is not available for this location yet.
Wildfire
Bertrand: 41/100 · Cozad: 24/100
Bertrand is 17 points higher.
Bertrand: Wildfire exposure derived from ingested fire potential tiles.
Cozad: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bertrand: Unavailable · Cozad: Unavailable
A score difference cannot be calculated without both sources.
Bertrand: Air quality model is not available for this location yet.
Cozad: Air quality model is not available for this location yet.