Direct answer
Is Rugby, ND safe from hail?
Rugby has elevated hail exposure. Risk is meaningful at 74/100, so planning and coverage checks are recommended.
City score
74/100
Level: elevated
P85-based state reference
95/100
Same hazard across ND.
Comparison
Rugby is 21 points below the state reference for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer uses stored long-term hazard scores and the statewide reference. It does not describe current conditions. Open the separate live page for available weather and alert signals, and follow official watches, warnings, and emergency guidance.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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