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City vs city

Luverne vs West Fargo, ND

West Fargo currently scores 8 points higher overall than Luverne, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Luverne

26/100

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West Fargo

34/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Luverne: 26/100 · West Fargo: 34/100

West Fargo is 8 points higher.

Flood

Luverne: 16/100 · West Fargo: 82/100

West Fargo is 66 points higher.

Luverne: FEMA NFHL flood zones: 1 features intersect this tile.

West Fargo: FEMA NFHL flood zones: 21 features intersect this tile.

Wind

Luverne: 19/100 · West Fargo: 19/100

No gap.

Luverne: Wind exposure derived from ingested design wind / climatology tiles.

West Fargo: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Luverne: 21/100 · West Fargo: 38/100

West Fargo is 17 points higher.

Luverne: Lightning exposure derived from ingested climatology tiles.

West Fargo: Lightning exposure derived from ingested climatology tiles.

Tornado

Luverne: 31/100 · West Fargo: 4/100

Luverne is 27 points higher.

Luverne: Tornado risk derived from NOAA SPC historical reports.

West Fargo: Tornado risk derived from NOAA SPC historical reports.

Hail

Luverne: 57/100 · West Fargo: 30/100

Luverne is 27 points higher.

Luverne: Hail risk derived from NOAA SPC historical reports.

West Fargo: Hail risk derived from NOAA SPC historical reports.

Storm surge

Luverne: Unavailable · West Fargo: Unavailable

A score difference cannot be calculated without both sources.

Luverne: Storm surge model is not available for this location yet.

West Fargo: Storm surge model is not available for this location yet.

Wildfire

Luverne: 26/100 · West Fargo: 30/100

West Fargo is 4 points higher.

Luverne: Wildfire exposure derived from ingested fire potential tiles.

West Fargo: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Luverne: 14/100 · West Fargo: 37/100

West Fargo is 23 points higher.

Luverne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

West Fargo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.