City vs city
Havana vs West Fargo, ND
West Fargo currently scores 28 points higher overall than Havana, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Havana: 21/100 · West Fargo: 49/100
West Fargo is 28 points higher.
Flood
Havana: Unavailable · West Fargo: 82/100
A score difference cannot be calculated without both sources.
Havana: Flood model is not available for this location yet.
West Fargo: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Havana: 20/100 · West Fargo: 19/100
Havana is 1 points higher.
Havana: Wind exposure derived from ingested design wind / climatology tiles.
West Fargo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Havana: 27/100 · West Fargo: 36/100
West Fargo is 9 points higher.
Havana: Lightning exposure derived from ingested climatology tiles.
West Fargo: Lightning exposure derived from ingested climatology tiles.
Tornado
Havana: 15/100 · West Fargo: 38/100
West Fargo is 23 points higher.
Havana: Tornado risk derived from NOAA SPC historical reports.
West Fargo: Tornado risk derived from NOAA SPC historical reports.
Hail
Havana: 33/100 · West Fargo: 100/100
West Fargo is 67 points higher.
Havana: Hail risk derived from NOAA SPC historical reports.
West Fargo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Havana: Unavailable · West Fargo: Unavailable
A score difference cannot be calculated without both sources.
Havana: Storm surge model is not available for this location yet.
West Fargo: Storm surge model is not available for this location yet.
Wildfire
Havana: 35/100 · West Fargo: 30/100
Havana is 5 points higher.
Havana: Wildfire exposure derived from ingested fire potential tiles.
West Fargo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Havana: 18/100 · West Fargo: 37/100
West Fargo is 19 points higher.
Havana: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
West Fargo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.