City vs city
Gwinner vs Havana, ND
Gwinner currently scores 3 points higher overall than Havana, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gwinner: 24/100 · Havana: 21/100
Gwinner is 3 points higher.
Flood
Gwinner: 6/100 · Havana: Unavailable
A score difference cannot be calculated without both sources.
Gwinner: FEMA NFHL flood zones: 1 features intersect this tile.
Havana: Flood model is not available for this location yet.
Wind
Gwinner: 19/100 · Havana: 20/100
Havana is 1 points higher.
Gwinner: Wind exposure derived from ingested design wind / climatology tiles.
Havana: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gwinner: 32/100 · Havana: 27/100
Gwinner is 5 points higher.
Gwinner: Lightning exposure derived from ingested climatology tiles.
Havana: Lightning exposure derived from ingested climatology tiles.
Tornado
Gwinner: 15/100 · Havana: 15/100
No gap.
Gwinner: Tornado risk derived from NOAA SPC historical reports.
Havana: Tornado risk derived from NOAA SPC historical reports.
Hail
Gwinner: 32/100 · Havana: 33/100
Havana is 1 points higher.
Gwinner: Hail risk derived from NOAA SPC historical reports.
Havana: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gwinner: Unavailable · Havana: Unavailable
A score difference cannot be calculated without both sources.
Gwinner: Storm surge model is not available for this location yet.
Havana: Storm surge model is not available for this location yet.
Wildfire
Gwinner: 31/100 · Havana: 35/100
Havana is 4 points higher.
Gwinner: Wildfire exposure derived from ingested fire potential tiles.
Havana: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Gwinner: 30/100 · Havana: 18/100
Gwinner is 12 points higher.
Gwinner: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Havana: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.