City vs city
Forman vs Gwinner, ND
Forman currently scores 3 points higher overall than Gwinner, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Forman: 27/100 · Gwinner: 24/100
Forman is 3 points higher.
Flood
Forman: Unavailable · Gwinner: 6/100
A score difference cannot be calculated without both sources.
Forman: Flood model is not available for this location yet.
Gwinner: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Forman: 20/100 · Gwinner: 19/100
Forman is 1 points higher.
Forman: Wind exposure derived from ingested design wind / climatology tiles.
Gwinner: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Forman: 30/100 · Gwinner: 32/100
Gwinner is 2 points higher.
Forman: Lightning exposure derived from ingested climatology tiles.
Gwinner: Lightning exposure derived from ingested climatology tiles.
Tornado
Forman: 19/100 · Gwinner: 15/100
Forman is 4 points higher.
Forman: Tornado risk derived from NOAA SPC historical reports.
Gwinner: Tornado risk derived from NOAA SPC historical reports.
Hail
Forman: 53/100 · Gwinner: 32/100
Forman is 21 points higher.
Forman: Hail risk derived from NOAA SPC historical reports.
Gwinner: Hail risk derived from NOAA SPC historical reports.
Storm surge
Forman: Unavailable · Gwinner: Unavailable
A score difference cannot be calculated without both sources.
Forman: Storm surge model is not available for this location yet.
Gwinner: Storm surge model is not available for this location yet.
Wildfire
Forman: 37/100 · Gwinner: 31/100
Forman is 6 points higher.
Forman: Wildfire exposure derived from ingested fire potential tiles.
Gwinner: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Forman: 27/100 · Gwinner: 30/100
Gwinner is 3 points higher.
Forman: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Gwinner: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.