City vs city
Forbes vs Kulm, ND
Forbes currently scores 5 points higher overall than Kulm, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Forbes: 33/100 · Kulm: 28/100
Forbes is 5 points higher.
Flood
Forbes: 5/100 · Kulm: 36/100
Kulm is 31 points higher.
Forbes: FEMA NFHL flood zones: 2 features intersect this tile.
Kulm: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Forbes: 20/100 · Kulm: 20/100
No gap.
Forbes: Wind exposure derived from ingested design wind / climatology tiles.
Kulm: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Forbes: 33/100 · Kulm: 37/100
Kulm is 4 points higher.
Forbes: Lightning exposure derived from ingested climatology tiles.
Kulm: Lightning exposure derived from ingested climatology tiles.
Tornado
Forbes: 0/100 · Kulm: 0/100
No gap.
Forbes: Tornado risk derived from NOAA SPC historical reports.
Kulm: Tornado risk derived from NOAA SPC historical reports.
Hail
Forbes: 86/100 · Kulm: 28/100
Forbes is 58 points higher.
Forbes: Hail risk derived from NOAA SPC historical reports.
Kulm: Hail risk derived from NOAA SPC historical reports.
Storm surge
Forbes: Unavailable · Kulm: Unavailable
A score difference cannot be calculated without both sources.
Forbes: Storm surge model is not available for this location yet.
Kulm: Storm surge model is not available for this location yet.
Wildfire
Forbes: 21/100 · Kulm: 21/100
No gap.
Forbes: Wildfire exposure derived from ingested fire potential tiles.
Kulm: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Forbes: Unavailable · Kulm: Unavailable
A score difference cannot be calculated without both sources.
Forbes: Air quality model is not available for this location yet.
Kulm: Air quality model is not available for this location yet.