City vs city
Finley vs Luverne, ND
Finley currently scores 8 points higher overall than Luverne, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Finley: 34/100 · Luverne: 26/100
Finley is 8 points higher.
Flood
Finley: 54/100 · Luverne: 16/100
Finley is 38 points higher.
Finley: FEMA NFHL flood zones: 10 features intersect this tile.
Luverne: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Finley: 19/100 · Luverne: 19/100
No gap.
Finley: Wind exposure derived from ingested design wind / climatology tiles.
Luverne: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Finley: 20/100 · Luverne: 21/100
Luverne is 1 points higher.
Finley: Lightning exposure derived from ingested climatology tiles.
Luverne: Lightning exposure derived from ingested climatology tiles.
Tornado
Finley: 15/100 · Luverne: 31/100
Luverne is 16 points higher.
Finley: Tornado risk derived from NOAA SPC historical reports.
Luverne: Tornado risk derived from NOAA SPC historical reports.
Hail
Finley: 92/100 · Luverne: 57/100
Finley is 35 points higher.
Finley: Hail risk derived from NOAA SPC historical reports.
Luverne: Hail risk derived from NOAA SPC historical reports.
Storm surge
Finley: Unavailable · Luverne: Unavailable
A score difference cannot be calculated without both sources.
Finley: Storm surge model is not available for this location yet.
Luverne: Storm surge model is not available for this location yet.
Wildfire
Finley: 22/100 · Luverne: 26/100
Luverne is 4 points higher.
Finley: Wildfire exposure derived from ingested fire potential tiles.
Luverne: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Finley: 14/100 · Luverne: 14/100
No gap.
Finley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Luverne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.