City vs city
Fargo vs Spiritwood Lake, ND
Fargo currently scores 22 points higher overall than Spiritwood Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fargo: 49/100 · Spiritwood Lake: 27/100
Fargo is 22 points higher.
Flood
Fargo: 82/100 · Spiritwood Lake: 41/100
Fargo is 41 points higher.
Fargo: FEMA NFHL flood zones: 15 features intersect this tile.
Spiritwood Lake: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Fargo: 19/100 · Spiritwood Lake: 19/100
No gap.
Fargo: Wind exposure derived from ingested design wind / climatology tiles.
Spiritwood Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fargo: 36/100 · Spiritwood Lake: 27/100
Fargo is 9 points higher.
Fargo: Lightning exposure derived from ingested climatology tiles.
Spiritwood Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Fargo: 38/100 · Spiritwood Lake: 0/100
Fargo is 38 points higher.
Fargo: Tornado risk derived from NOAA SPC historical reports.
Spiritwood Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Fargo: 100/100 · Spiritwood Lake: 16/100
Fargo is 84 points higher.
Fargo: Hail risk derived from NOAA SPC historical reports.
Spiritwood Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fargo: Unavailable · Spiritwood Lake: Unavailable
A score difference cannot be calculated without both sources.
Fargo: Storm surge model is not available for this location yet.
Spiritwood Lake: Storm surge model is not available for this location yet.
Wildfire
Fargo: 30/100 · Spiritwood Lake: 30/100
No gap.
Fargo: Wildfire exposure derived from ingested fire potential tiles.
Spiritwood Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fargo: 37/100 · Spiritwood Lake: Unavailable
A score difference cannot be calculated without both sources.
Fargo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spiritwood Lake: Air quality model is not available for this location yet.