City vs city
Fargo vs Oxbow, ND
Fargo currently scores 6 points higher overall than Oxbow, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fargo: 49/100 · Oxbow: 43/100
Fargo is 6 points higher.
Flood
Fargo: 82/100 · Oxbow: 100/100
Oxbow is 18 points higher.
Fargo: FEMA NFHL flood zones: 15 features intersect this tile.
Oxbow: FEMA NFHL flood zones: 22 features intersect this tile.
Wind
Fargo: 19/100 · Oxbow: 19/100
No gap.
Fargo: Wind exposure derived from ingested design wind / climatology tiles.
Oxbow: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fargo: 36/100 · Oxbow: 41/100
Oxbow is 5 points higher.
Fargo: Lightning exposure derived from ingested climatology tiles.
Oxbow: Lightning exposure derived from ingested climatology tiles.
Tornado
Fargo: 38/100 · Oxbow: 0/100
Fargo is 38 points higher.
Fargo: Tornado risk derived from NOAA SPC historical reports.
Oxbow: Tornado risk derived from NOAA SPC historical reports.
Hail
Fargo: 100/100 · Oxbow: 30/100
Fargo is 70 points higher.
Fargo: Hail risk derived from NOAA SPC historical reports.
Oxbow: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fargo: Unavailable · Oxbow: Unavailable
A score difference cannot be calculated without both sources.
Fargo: Storm surge model is not available for this location yet.
Oxbow: Storm surge model is not available for this location yet.
Wildfire
Fargo: 30/100 · Oxbow: 28/100
Fargo is 2 points higher.
Fargo: Wildfire exposure derived from ingested fire potential tiles.
Oxbow: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fargo: 37/100 · Oxbow: 37/100
No gap.
Fargo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Oxbow: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.