City vs city
Fargo vs Kulm, ND
Fargo currently scores 21 points higher overall than Kulm, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fargo: 49/100 · Kulm: 28/100
Fargo is 21 points higher.
Flood
Fargo: 82/100 · Kulm: 36/100
Fargo is 46 points higher.
Fargo: FEMA NFHL flood zones: 15 features intersect this tile.
Kulm: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Fargo: 19/100 · Kulm: 20/100
Kulm is 1 points higher.
Fargo: Wind exposure derived from ingested design wind / climatology tiles.
Kulm: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fargo: 36/100 · Kulm: 37/100
Kulm is 1 points higher.
Fargo: Lightning exposure derived from ingested climatology tiles.
Kulm: Lightning exposure derived from ingested climatology tiles.
Tornado
Fargo: 38/100 · Kulm: 0/100
Fargo is 38 points higher.
Fargo: Tornado risk derived from NOAA SPC historical reports.
Kulm: Tornado risk derived from NOAA SPC historical reports.
Hail
Fargo: 100/100 · Kulm: 28/100
Fargo is 72 points higher.
Fargo: Hail risk derived from NOAA SPC historical reports.
Kulm: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fargo: Unavailable · Kulm: Unavailable
A score difference cannot be calculated without both sources.
Fargo: Storm surge model is not available for this location yet.
Kulm: Storm surge model is not available for this location yet.
Wildfire
Fargo: 30/100 · Kulm: 21/100
Fargo is 9 points higher.
Fargo: Wildfire exposure derived from ingested fire potential tiles.
Kulm: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Fargo: 37/100 · Kulm: Unavailable
A score difference cannot be calculated without both sources.
Fargo: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Kulm: Air quality model is not available for this location yet.