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City vs city

Elgin vs West Fargo, ND

West Fargo currently scores 8 points higher overall than Elgin, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

West Fargo

34/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Elgin: 26/100 · West Fargo: 34/100

West Fargo is 8 points higher.

Flood

Elgin: 49/100 · West Fargo: 82/100

West Fargo is 33 points higher.

Elgin: FEMA NFHL flood zones: 8 features intersect this tile.

West Fargo: FEMA NFHL flood zones: 21 features intersect this tile.

Wind

Elgin: 19/100 · West Fargo: 19/100

No gap.

Elgin: Wind exposure derived from ingested design wind / climatology tiles.

West Fargo: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Elgin: 25/100 · West Fargo: 38/100

West Fargo is 13 points higher.

Elgin: Lightning exposure derived from ingested climatology tiles.

West Fargo: Lightning exposure derived from ingested climatology tiles.

Tornado

Elgin: 8/100 · West Fargo: 4/100

Elgin is 4 points higher.

Elgin: Tornado risk derived from NOAA SPC historical reports.

West Fargo: Tornado risk derived from NOAA SPC historical reports.

Hail

Elgin: 16/100 · West Fargo: 30/100

West Fargo is 14 points higher.

Elgin: Hail risk derived from NOAA SPC historical reports.

West Fargo: Hail risk derived from NOAA SPC historical reports.

Storm surge

Elgin: Unavailable · West Fargo: Unavailable

A score difference cannot be calculated without both sources.

Elgin: Storm surge model is not available for this location yet.

West Fargo: Storm surge model is not available for this location yet.

Wildfire

Elgin: 31/100 · West Fargo: 30/100

Elgin is 1 points higher.

Elgin: Wildfire exposure derived from ingested fire potential tiles.

West Fargo: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Elgin: 36/100 · West Fargo: 37/100

West Fargo is 1 points higher.

Elgin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

West Fargo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.