City vs city

Cooperstown vs Spiritwood Lake, ND

Spiritwood Lake currently scores 4 points higher overall than Cooperstown, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Cooperstown

23/100

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Spiritwood Lake

27/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Cooperstown: 23/100 · Spiritwood Lake: 27/100

Spiritwood Lake is 4 points higher.

Flood

Cooperstown: Unavailable · Spiritwood Lake: 41/100

A score difference cannot be calculated without both sources.

Cooperstown: Flood model is not available for this location yet.

Spiritwood Lake: FEMA NFHL flood zones: 3 features intersect this tile.

Wind

Cooperstown: 19/100 · Spiritwood Lake: 19/100

No gap.

Cooperstown: Wind exposure derived from ingested design wind / climatology tiles.

Spiritwood Lake: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Cooperstown: 21/100 · Spiritwood Lake: 27/100

Spiritwood Lake is 6 points higher.

Cooperstown: Lightning exposure derived from ingested climatology tiles.

Spiritwood Lake: Lightning exposure derived from ingested climatology tiles.

Tornado

Cooperstown: 8/100 · Spiritwood Lake: 0/100

Cooperstown is 8 points higher.

Cooperstown: Tornado risk derived from NOAA SPC historical reports.

Spiritwood Lake: Tornado risk derived from NOAA SPC historical reports.

Hail

Cooperstown: 77/100 · Spiritwood Lake: 16/100

Cooperstown is 61 points higher.

Cooperstown: Hail risk derived from NOAA SPC historical reports.

Spiritwood Lake: Hail risk derived from NOAA SPC historical reports.

Storm surge

Cooperstown: Unavailable · Spiritwood Lake: Unavailable

A score difference cannot be calculated without both sources.

Cooperstown: Storm surge model is not available for this location yet.

Spiritwood Lake: Storm surge model is not available for this location yet.

Wildfire

Cooperstown: 24/100 · Spiritwood Lake: 30/100

Spiritwood Lake is 6 points higher.

Cooperstown: Wildfire exposure derived from ingested fire potential tiles.

Spiritwood Lake: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Cooperstown: 14/100 · Spiritwood Lake: Unavailable

A score difference cannot be calculated without both sources.

Cooperstown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Spiritwood Lake: Air quality model is not available for this location yet.