City vs city
Bismarck vs Horace, ND
Bismarck currently scores 7 points higher overall than Horace, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bismarck: 38/100 · Horace: 31/100
Bismarck is 7 points higher.
Flood
Bismarck: 44/100 · Horace: 60/100
Horace is 16 points higher.
Bismarck: FEMA NFHL flood zones: 5 features intersect this tile.
Horace: FEMA NFHL flood zones: 14 features intersect this tile.
Wind
Bismarck: 19/100 · Horace: 19/100
No gap.
Bismarck: Wind exposure derived from ingested design wind / climatology tiles.
Horace: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bismarck: 31/100 · Horace: 41/100
Horace is 10 points higher.
Bismarck: Lightning exposure derived from ingested climatology tiles.
Horace: Lightning exposure derived from ingested climatology tiles.
Tornado
Bismarck: 8/100 · Horace: 8/100
No gap.
Bismarck: Tornado risk derived from NOAA SPC historical reports.
Horace: Tornado risk derived from NOAA SPC historical reports.
Hail
Bismarck: 100/100 · Horace: 21/100
Bismarck is 79 points higher.
Bismarck: Hail risk derived from NOAA SPC historical reports.
Horace: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bismarck: Unavailable · Horace: Unavailable
A score difference cannot be calculated without both sources.
Bismarck: Storm surge model is not available for this location yet.
Horace: Storm surge model is not available for this location yet.
Wildfire
Bismarck: 35/100 · Horace: 30/100
Bismarck is 5 points higher.
Bismarck: Wildfire exposure derived from ingested fire potential tiles.
Horace: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bismarck: 31/100 · Horace: 37/100
Horace is 6 points higher.
Bismarck: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Horace: Air quality signal derived from the latest EPA AirNow combined AQI grid.