City vs city
Surf City vs Charlotte, NC
Charlotte currently scores 2 points higher overall than Surf City, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Surf City: 45/100 · Charlotte: 47/100
Charlotte is 2 points higher.
Flood
Surf City: 53/100 · Charlotte: 34/100
Surf City is 19 points higher.
Wind
Surf City: 50/100 · Charlotte: 19/100
Surf City is 31 points higher.
Lightning
Surf City: 44/100 · Charlotte: 43/100
Surf City is 1 points higher.
Tornado
Surf City: 20/100 · Charlotte: 44/100
Charlotte is 24 points higher.
Hail
Surf City: 10/100 · Charlotte: 100/100
Charlotte is 90 points higher.
Storm surge
Surf City: 99/100 · Charlotte: 0/100
Surf City is 99 points higher.