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City vs city
Spruce Pine vs Charlotte, NC
Charlotte currently scores 14 points higher overall than Spruce Pine, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spruce Pine: 33/100 · Charlotte: 47/100
Charlotte is 14 points higher.
Flood
Spruce Pine: 28/100 · Charlotte: 34/100
Charlotte is 6 points higher.
Wind
Spruce Pine: 15/100 · Charlotte: 19/100
Charlotte is 4 points higher.
Lightning
Spruce Pine: 41/100 · Charlotte: 43/100
Charlotte is 2 points higher.
Tornado
Spruce Pine: 0/100 · Charlotte: 44/100
Charlotte is 44 points higher.
Hail
Spruce Pine: 42/100 · Charlotte: 100/100
Charlotte is 58 points higher.
Storm surge
Spruce Pine: 0/100 · Charlotte: 0/100
No gap.