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City vs city
Spencer vs Charlotte, NC
Spencer and Charlotte are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spencer: 47/100 · Charlotte: 47/100
No gap.
Flood
Spencer: 39/100 · Charlotte: 34/100
Spencer is 5 points higher.
Wind
Spencer: 19/100 · Charlotte: 19/100
No gap.
Lightning
Spencer: 47/100 · Charlotte: 43/100
Spencer is 4 points higher.
Tornado
Spencer: 52/100 · Charlotte: 44/100
Spencer is 8 points higher.
Hail
Spencer: 81/100 · Charlotte: 100/100
Charlotte is 19 points higher.
Storm surge
Spencer: 0/100 · Charlotte: 0/100
No gap.