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City vs city
Shelby vs Charlotte, NC
Charlotte currently scores 7 points higher overall than Shelby, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Shelby: 42/100 · Charlotte: 49/100
Charlotte is 7 points higher.
Flood
Shelby: 38/100 · Charlotte: 34/100
Shelby is 4 points higher.
Wind
Shelby: 17/100 · Charlotte: 19/100
Charlotte is 2 points higher.
Lightning
Shelby: 43/100 · Charlotte: 43/100
No gap.
Tornado
Shelby: 0/100 · Charlotte: 42/100
Charlotte is 42 points higher.
Hail
Shelby: 40/100 · Charlotte: 100/100
Charlotte is 60 points higher.
Storm surge
Shelby: 0/100 · Charlotte: 0/100
No gap.