City vs city
Oak Island vs Ocean Isle Beach, NC
Ocean Isle Beach currently scores 2 points higher overall than Oak Island, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oak Island: 44/100 · Ocean Isle Beach: 46/100
Ocean Isle Beach is 2 points higher.
Flood
Oak Island: 37/100 · Ocean Isle Beach: 39/100
Ocean Isle Beach is 2 points higher.
Oak Island: FEMA NFHL flood zones: 9 features intersect this tile.
Ocean Isle Beach: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Oak Island: 53/100 · Ocean Isle Beach: 53/100
No gap.
Oak Island: Wind exposure derived from ingested design wind / climatology tiles.
Ocean Isle Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oak Island: 45/100 · Ocean Isle Beach: 52/100
Ocean Isle Beach is 7 points higher.
Oak Island: Lightning exposure derived from ingested climatology tiles.
Ocean Isle Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Oak Island: 4/100 · Ocean Isle Beach: 0/100
Oak Island is 4 points higher.
Oak Island: Tornado risk derived from NOAA SPC historical reports.
Ocean Isle Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Oak Island: 27/100 · Ocean Isle Beach: 11/100
Oak Island is 16 points higher.
Oak Island: Hail risk derived from NOAA SPC historical reports.
Ocean Isle Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oak Island: 99/100 · Ocean Isle Beach: 86/100
Oak Island is 13 points higher.
Oak Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ocean Isle Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Oak Island: 72/100 · Ocean Isle Beach: 63/100
Oak Island is 9 points higher.
Oak Island: Wildfire exposure derived from ingested fire potential tiles.
Ocean Isle Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Oak Island: 17/100 · Ocean Isle Beach: 19/100
Ocean Isle Beach is 2 points higher.
Oak Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ocean Isle Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.